Terms of Service
Last updated: March 2026
Introduction
Welcome to HomeLoanQuote.ca. By accessing and using our website, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our services. These terms apply to all visitors, users, and others who access or use HomeLoanQuote.ca.
Use of Service
HomeLoanQuote.ca provides free mortgage calculation tools, rate comparison features, and educational content for informational purposes only. You agree to use our services only for lawful purposes and in accordance with these terms. You must not misuse our services by introducing viruses, attempting unauthorized access, or engaging in any activity that could harm our website or other users.
Disclaimer
The mortgage calculations, rates, and financial information provided on HomeLoanQuote.ca are for informational and educational purposes only and do not constitute financial, legal, or professional advice. While we strive for accuracy, actual mortgage rates, payments, and terms may vary based on your specific financial situation, lender policies, and market conditions. Always consult a licensed mortgage professional before making financial decisions.
Limitation of Liability
HomeLoanQuote.ca and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our services. This includes, but is not limited to, damages resulting from reliance on any information obtained through our website, errors in calculations, or service interruptions.
Intellectual Property
All content on HomeLoanQuote.ca, including text, graphics, logos, icons, images, software, and code, is the property of HomeLoanQuote.ca and is protected by Canadian and international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written consent.
Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of HomeLoanQuote.ca after any changes indicates your acceptance of the updated terms. We encourage you to review these terms periodically.
Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Ontario, Canada.
Contact Us
If you have any questions about these Terms of Service, please contact us at legal@homeloanquote.ca. We are committed to addressing your concerns and will respond within 30 business days.